Over 50’s plans are ideal if you are over 50 and have any health problems which have made it difficult to get a traditional Life Insurance policy.
The way they work are simple. You are automatically accepted to have Life Insurance regardless of your health or lifestyle. There are no medicals or doctors’ reports required and there are even policies which will pay out for critical illnesses.
The only caveat is that you will need to pay into the policy for a given amount of time before you are covered for the full amount. This can range from 12 to 24 months depending on the insurer.
As with all Life Insurance policies, it’s important that you speak to an advisor before you take a policy out to ensure you understand fully how it works. Remember, all our advice is free so get in touch today.
If, like many of our existing customers, you want to make sure you’ve got the best cover without paying an absolute fortune, you will benefit from speaking to one of our Protection Experts. They will talk you through what’s available and ensure you get a plan that’s best suited to your needs and budget.
Unlike Mortgage Advisers and many other Insurance Brokers, we work across the market to make sure you get the best possible cover to fit within your budget. We’ll ask you about your health, lifestyle and occupation before you apply for your cover so there are no nasty surprises later on. What’s more is that we charge no fees at any point for anything we do.
Looking at Life Insurance really can be a minefield… How much Life Insurance do I need? Should I look at Critical Illness Cover? What’s the difference between Income Protection and Critical Illness Cover? What’s the best thing for me and my family? Let us answer all these questions and help you chose the right cover for your needs.
Our partner LifeSearch has won Protection Intermediary of the Year 10 times in the last 11 years, which speaks volumes about the level of service we offer our clients. We are here to help you so why not get in touch for your free, no obligation quote today?